Do you have Chips ……………..RFID Chips

 

Do you have Chips ……………..RFID Chips.

 

Last July 2012, I did an article about RIFD Chips in Credit Cards entitled “ALERT…Protect Your Credit Cards”. Here is some updated information.

 

 

Do you have RDIF Chips- Card Readers An RFID is a tiny radio transmitter on a chip. Credit cards with an RFID chip transmit account information, like a name or account number, to a reader at a checkout counter. An RFID credit card is designed to be more convenient than swiping the card's magnetic strip through a reader; someone can easily wave his or her wallet over an RFID reader without even having to take the card out. Cards with RFID tags can be identified by a symbol featuring four curved lines, or by the words payPass, payWave or Blink. Customers with these cards can simply wave them at the POS and the RFID chip inside the card sends out a radio signal with the credit card information

 

Can you remove a chip? Joel Dublin of SearchSecurity says it is alright to drill it or cut it out but to be careful not to damage the magnetic strip or the embossed numbers on the front. If you damage these areas, the card will not work.

 

There is some discrepancy about how far from a card reader you have to be to have your credit information swiped. Last year we were told several feet away but recently the companies say unless you are 2-4 inches away, your data is safe.

 

do you have rdif chipsKevin Fu, a professor for Univ. of Mass, Amherst says that RFID chips are only in 3.5% of all credit/debit cards in the US. Also he says due to an absence of crime reports and the fact that the equipment to scan is pricy, many crooks are more interested in alternative methods. Counterfeiting the magnetic strips seems to be the more popular method for criminal activity.

 

 

Benefits: Because the technology doesn't require a cardholder to physically remove the card from a wallet, RFID can eliminate the need for waiters, retail clerks and other salespeople to physically touch your card. The man behind you in line won't get a chance to see your credit card info because you'll never have to take your card out plus it speeds the checkout process time in half.

 

Snopes.com posted October 2012, they feel this ‘electronic pick-pocket's does not seem to be as big of scare like first thought. If you are carrying a wallet full of cards, the scanner is not going to be able to read each card as it will be jumbled. Plus recently the credit card companies have started encrypting the data so that the scanners cannot read and copy it legibly.

 

Do you have Rfid Chips in your credit cardsI do not have a credit card with a RDIF chip but have a passport that has one. The older passports did not have them but newer ones do. I bought a sleeve to put the passport in and it will still fit in a passport case. To the best of my knowledge it has not been compromised. It is sad that our government is putting these chips in our passports. Snopes also says it is a good idea to keep your cards in a sleeve to protect the data. I purchased my passport sleeve online for just a few dollars. Just be careful with any cards that have this RDIF chip in it.

 

If you do become a victim, make sure to report it! Sometimes when you become a victim, it is hard to know how  it occurred but if you have cards with readers, then you should tell the reporting officer.  

 

 California is a dream come true state no matter what your needs or wants are. We have year round warm weather, beautiful beaches, rustic mountains and desert communities. If you are looking for a home in southern California, please contact me. I am a local California Realtor, live in the Inland Empire community and aware of the local market. I am here to help you find a home or to sell the home you currently own. California has great opportunities to view Nature and Bird Watching. Whatever your needs are, you will find it here in California! From the Inland Empire you are 45 minutes to the beaches, mountains or desert. Housing is affordable in the Inland Empire area. Call me!

 

I sell real estate in Riverside and San Bernardino Counties. I am a trained and experienced Short Sale agent. If you are looking for a professional and experienced agent, I am just a click away. Google me at Kristin Hamilton-Real Estate Agent. Homeowners and Buyers both will find my services top notch and successful. Call me to sell your home; both traditional and short sales. If you want to sell your home, call Kristin @909-557-6966 or email me at kristinhamilton@kw.com

 

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Comment balloon 4 commentsKristin Hamilton CA Realtor • December 26 2012 08:11PM
Do you have Chips …………….. RFID Chips
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